Radar Finance
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Security & Privacy

Your money.
No one else's business.

Most finance apps make money in the background, selling transactions, running ads, piping you through aggregators. Radar Finance has one revenue stream: your subscription. That's the whole business.

No bank logins.

The trade

Aggregator-based apps need your banking credentials to log in on your behalf. Those credentials sit in a third-party vault for as long as the connection lives. You can't audit what gets accessed when. You're exposed to every breach the aggregator suffers, and some banks revoke their fraud guarantees the moment you hand the keys over.

Our way

We never ask. No banking credentials live in our system, in transit, or in any partner's vault, because there's no partner doing this. Your bank stays your bank, and your relationship with it stays clean.

No aggregators.

The trade

Most finance apps connect to a third-party aggregator that talks to your bank on their behalf. The aggregator becomes a single point of failure, and the centralized clearinghouse for every transaction it touches. Breach there and millions of users' financial histories spill at once.

Our way

There is no aggregator anywhere in the loop. No third-party connector, no shared vault, no centralized broker. Your transactions are entered by you and stored only in the household you control.

No data sold, ever.

The trade

Free or paid, most finance apps quietly resell your transaction history. Anonymized, aggregated, packaged for advertisers, retailers, and hedge funds. The subscription you pay doesn't end the data harvesting; it's just one revenue stream of several. And "anonymized" data is famously easy to re-identify.

Our way

Your transactions are not for sale. Not anonymized, not aggregated, not "shared with partners." Your spending patterns never leave the household. Not now, not as a product, not as a feature shipped later.

No advertisers.

The trade

Paid or free, most finance apps still pull money from advertisers. Banner ads, sponsored "insights," partner credit cards, loan refi nudges, "recommended for you" cards that look like advice but are paid placement. Your subscription doesn't buy a clean room; it just adds another revenue stream alongside the rest.

Our way

No banners, no native ads, no sponsored insights, no partner offers, no recommendations from anyone with a checkbook. The subscription is the entire revenue stream, so the only way to win is to be a product you actually want to keep paying for.

No data mining.

The trade

Even apps that don't sell data often mine it internally, building a behavioral profile to target upsells, predict churn, or train ad models. Your transactions become a feature pipeline you never agreed to.

Our way

We don't read your transactions to score, profile, or predict you. The data is yours, the analysis is yours, and nothing about it gets reused for anything you didn't ask for.

Twice the price, none of the privacy.

The trade

Other apps in this space charge twice what Radar Finance does, sometimes more, and still rely on aggregators, hold bank credentials, run ads, push partner offers, and mine your transactions on the side. The premium price tag is sold to you as a "feature" tier. What you're actually paying for is the infrastructure that profiles you and packages you for the next buyer.

Our way

One subscription pays for the product. No second revenue stream, no "features" built to harvest you, no third party getting paid alongside us. You pay less, and the transaction starts and ends with you.

Built secure

Layers of defense,
stacked.

Every request runs through layers of defense before it ever touches your data.

  1. 01

    Encrypted in transit and at rest

    TLS on every request, HSTS preload. Every record stored encrypted on disk, backups and snapshots included.

  2. 02

    Two-factor login

    Username, password, plus a one-time code. Face ID, Touch ID, or fingerprint on mobile.

  3. 03

    Strict content policy

    A tight allowlist, browser-enforced. Trackers, ad scripts, and clickjacking attempts can't load. The app itself can't be embedded in another site or have its content type spoofed.

  4. 04

    Edge protection, always on

    Every request passes the edge first. DDoS blocked, bots challenged, known attack patterns refused, suspicious traffic rate-limited.

  5. 05

    Auth on every request

    Every server call: authenticated and household-scoped. Every inbound webhook: cryptographically signature-verified. No anonymous or impostor path in.

You're in control

Your data,
on your terms.

Take it, share it, or delete it. Your data answers to you, anytime you decide.

Export anytime

Download every transaction as CSV. No friction. No questions asked.

Delete anytime

Remove your account or any data inside it. Gone is gone.

Sharing on your terms

Invite household members. Revoke access at any time. You decide.

One household, by design

One person, one household. No opaque sharing across boundaries you didn't draw.

Why no AI

No AI.
On purpose.

Every product is jamming AI in. In a finance app, getting it wrong has real costs.

Forums document case after case. This example is one of many. AI is good at some things; numerical reasoning isn't one of them. Today's best models still trip on the kinds of word problems a finance app needs to handle correctly: money, percentages, time, and the relationships between them. Building a finance app on top of that means asking you to second-guess every output anyway.

Radar Finance was built to show you the data, clearly, the first time. When the math is right, you don't need a chatbot to explain it.

Oil Change $89.42
Categorized by AI
Health Insurance
Reported by a user of an AI-categorizing finance app.
Pricing

One plan.
Pay how you like.

Every feature, every account, every device, included. Pick monthly or save with yearly. Cancel anytime; your data stays yours.

Ready when you are

Finance, simplified.
Privacy, amplified.

One subscription. Every feature. No ads, no aggregators, no selling your data. Ever.

Start your 30-day free trial
Then $4.99 / month or $49.99 / year (save 17%) · Cancel anytime